Dreamer Lending and its affiliates (collectively, "Dreamer Lending", "we", "us", "our") are committed to your privacy and security online. This policy describes the ways we collect, use, share and protect your personal information in connection with your use of www.dreamerlending.com and any of its subdomains (the “Site”) and the products and services offered on the Site Dreamer Lending and other third parties that we have partnered with.
Dreamer Lending shares information in connection with its products and services in the following ways:
We reserve the right in our sole discretion to make changes to how we operate and provide our services, including adding new services, modifying existing services, or suspending, discontinuing, or terminating your access to any or all portions of our services, as described below.
The types of personal information we collect depends on the products and services you use. The information includes:
Please note that Dreamer Lending only provides its services and offerings to consumers based in the United States and therefore, is not subject to the General Data Protection Regulation (GDPR).
We collect information about you:
If you request a loan offer on the Site through the Referral Services, if you select a loan offer, we will share with the Creditor whose loan offer you select all your information, including your personally identifiable, financial, and credit information, to these Creditors. We may also share this information with a Creditor if they decline to pre-approve you for a loan. If you request a loan offer your information is automatically shared with Creditors at the time of your initial loan inquiry even if they decline to make a loan offer.
All financial companies need to share customers’ personal information to run their everyday business. We may share your personal information with:
Dreamer Lending will not sell or rent any of your personal information to third parties for their marketing purposes and only shares your personal information with third parties as described above.
Information that has been made anonymous so that it does not identify a specific user is not considered personal information. Federal and state laws allow you to restrict the sharing of your personal information in certain instances such as sharing your information so that third parties can market to you. However, because we will not share your information in these instances, there is no need for you to opt-out from the information we share.
We protect your personal information from unauthorized access and use by maintaining physical, electronic and procedural safeguards in compliance with applicable law. These measures include computer safeguards and secured files and buildings. We authorize our employees to get your information only when they need it to do their work, and we require companies that work for us to protect your information.
When you access the Site or content or use the products or services available through the Site, we (or companies we work with) may place small data files called cookies or pixel tags on your computer or other device. We use these technologies to recognize you as a customer; customize our services, content and advertising; collect information about your computer or other access device to mitigate risk; help prevent fraud; and improve our products and services. You are free to decline our cookies if your browser or browser add-on permits, but doing so may interfere with your use of the Site. The help legal section of most browsers or browser add-ons provides instructions on blocking, deleting or disabling cookies. However, certain partners may collect incoming IP addresses in connection with your visits to our Site, for example, to avoid double counting the number of new members who joined as a result of an advertising campaign.
If any of your information that we control is compromised as a result of a breach of security, we will take reasonable steps to investigate the situation and, where appropriate, notify you and take other steps in accordance with any applicable laws and regulations.
Upon termination or deactivation of your Dreamer Lending account on the Site, we may retain your profile information and user content and information for backup, archival, or audit purposes.
We do not knowingly collect or solicit any information from anyone under the age of 13 or knowingly allow such persons to register as users. The Site and its content are not directed at children under the age of 13. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under 13, please contact us at firstname.lastname@example.org.
We may amend this policy from time to time to reflect the changes in our business and practices, and so you should review this page periodically. The revised version will be effective at the time we post it. If we make a material change, we will notify you of the changes by posting a Policy Update and update the ‘last modified’ date at the bottom of this page.
If you have questions or concerns regarding this policy, you should contact us by emailing us at email@example.com, by calling us at +1 (844) 311-6677 during our operating hours.